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	<title>Estate Planning Insurance</title>
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	<description>Estate Planning Life Insurance</description>
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		<title>From Sunset to Sunrise&#8230;The New Tax Bill</title>
		<link>http://hnwlifeinsurance.com/life-insurance/from-sunset-to-sunrise-the-new-tax-bill/</link>
		<comments>http://hnwlifeinsurance.com/life-insurance/from-sunset-to-sunrise-the-new-tax-bill/#comments</comments>
		<pubDate>Tue, 21 Dec 2010 18:34:45 +0000</pubDate>
		<dc:creator>Jason Mericle</dc:creator>
				<category><![CDATA[Life Insurance]]></category>

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		<description><![CDATA[By Jason R. Mericle
December 21, 2010]]></description>
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		<title>The Estate Tax &#8220;Compromise&#8221; Bill</title>
		<link>http://hnwlifeinsurance.com/life-insurance/the-estate-tax-compromise-bill/</link>
		<comments>http://hnwlifeinsurance.com/life-insurance/the-estate-tax-compromise-bill/#comments</comments>
		<pubDate>Wed, 15 Dec 2010 01:10:51 +0000</pubDate>
		<dc:creator>Jason Mericle</dc:creator>
				<category><![CDATA[Life Insurance]]></category>

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		<description><![CDATA[By Jason R. Mericle
December 14, 2010]]></description>
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		<title>About Us</title>
		<link>http://hnwlifeinsurance.com/life-insurance-solutions/about-us/</link>
		<comments>http://hnwlifeinsurance.com/life-insurance-solutions/about-us/#comments</comments>
		<pubDate>Tue, 14 Dec 2010 22:02:02 +0000</pubDate>
		<dc:creator>Jason Mericle</dc:creator>
				<category><![CDATA[Life Insurance Solutions]]></category>

		<guid isPermaLink="false">http://hnwlifeinsurance.com/?p=589</guid>
		<description><![CDATA[HNW Life Insurance brings sophisticated tax mitigation strategies to the table, and works closely with leading law firms to ensure these ideas are legally and ethically sound.  We work to research and implement a custom-designed plan that can save millions.]]></description>
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		<title>Buy Sell Agreements</title>
		<link>http://hnwlifeinsurance.com/business-planning-solutions/buy-sell-agreements/</link>
		<comments>http://hnwlifeinsurance.com/business-planning-solutions/buy-sell-agreements/#comments</comments>
		<pubDate>Tue, 14 Dec 2010 21:53:33 +0000</pubDate>
		<dc:creator>Jason Mericle</dc:creator>
				<category><![CDATA[Business Planning Solutions]]></category>

		<guid isPermaLink="false">http://hnwlifeinsurance.com/?p=585</guid>
		<description><![CDATA[Successful business owners often need tax solutions, executive benefits, and business continuity strategies that go beyond those that work for the masses.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Split Dollar Life Insurance</title>
		<link>http://hnwlifeinsurance.com/estate-planning-solutions/estate-planning-solutions/</link>
		<comments>http://hnwlifeinsurance.com/estate-planning-solutions/estate-planning-solutions/#comments</comments>
		<pubDate>Mon, 13 Dec 2010 23:30:49 +0000</pubDate>
		<dc:creator>Jason Mericle</dc:creator>
				<category><![CDATA[Estate Planning Solutions]]></category>

		<guid isPermaLink="false">http://hnwlifeinsurance.com/?p=567</guid>
		<description><![CDATA[Testing 123]]></description>
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		<title>A Cautionary Tale for Trust Owned Life Insurance (TOLI)</title>
		<link>http://hnwlifeinsurance.com/life-insurance/a-cautionary-tale-for-trust-owned-life-insurance-toli/</link>
		<comments>http://hnwlifeinsurance.com/life-insurance/a-cautionary-tale-for-trust-owned-life-insurance-toli/#comments</comments>
		<pubDate>Fri, 25 Jun 2010 12:59:10 +0000</pubDate>
		<dc:creator>Jason Mericle</dc:creator>
				<category><![CDATA[Life Insurance]]></category>

		<guid isPermaLink="false">http://hnwlifeinsurance.com/?p=153</guid>
		<description><![CDATA[Life insurance may often be central to a insured’s plans. It can help provide for surviving family, build cash values, provide liquidity to pay estate taxes, and help provide a source of funds for family liquidity. In many situations, an insured chooses not to directly own the life insurance.]]></description>
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		<title>Steven Brasner and Stranger Owned Life Insurance</title>
		<link>http://hnwlifeinsurance.com/life-insurance/steven-brasner-and-stranger-owned-life-insurance/</link>
		<comments>http://hnwlifeinsurance.com/life-insurance/steven-brasner-and-stranger-owned-life-insurance/#comments</comments>
		<pubDate>Thu, 24 Jun 2010 14:28:49 +0000</pubDate>
		<dc:creator>Jason Mericle</dc:creator>
				<category><![CDATA[Life Insurance]]></category>

		<guid isPermaLink="false">http://hnwlifeinsurance.com/?p=148</guid>
		<description><![CDATA[Life insurance is often viewed as a necessary evil to protect families and their estates. With consumers already suspect of whether or not the insurance agent is selling the coverage for themselves or for the client has entered more than one person’s thoughts.]]></description>
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		<title>House Passes Legislation with GRAT Limitations</title>
		<link>http://hnwlifeinsurance.com/life-insurance/house-passes-legislation-with-grat-limitations/</link>
		<comments>http://hnwlifeinsurance.com/life-insurance/house-passes-legislation-with-grat-limitations/#comments</comments>
		<pubDate>Tue, 22 Jun 2010 13:47:13 +0000</pubDate>
		<dc:creator>Jason Mericle</dc:creator>
				<category><![CDATA[Life Insurance]]></category>

		<guid isPermaLink="false">http://hnwlifeinsurance.com/?p=146</guid>
		<description><![CDATA[On June 15, 2010, the House of Representatives passed HR 5486, the “Small Business Jobs Tax Relief Act of 2010,” by a vote of 247–170. One of the revenue raising provisions in HR 5486 is the same as the provision contained in HR 4849 on Grantor Retained Annuity Trusts (GRATs), a revenue raising provision that is expected to raise $5 billion.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>The Hidden Opportunities of Selling Your Life Insurance Policy</title>
		<link>http://hnwlifeinsurance.com/life-insurance/the-hidden-opportunities-of-selling-your-life-insurance-policy/</link>
		<comments>http://hnwlifeinsurance.com/life-insurance/the-hidden-opportunities-of-selling-your-life-insurance-policy/#comments</comments>
		<pubDate>Tue, 22 Jun 2010 20:43:32 +0000</pubDate>
		<dc:creator>Jason Mericle</dc:creator>
				<category><![CDATA[Life Insurance]]></category>

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		<description><![CDATA[The life settlement industry has changed the way people view life insurance. Life settlements also known as life insurance settlements, senior settlements, or senior life settlements have quickly become an important tool for insured age 65 and over.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Should I Use a LIBOR or PRIME Based Loan for Life Insurance Premium Financing?</title>
		<link>http://hnwlifeinsurance.com/life-insurance/should-i-use-a-libor-or-prime-based-loan-for-life-insurance-premium-financing/</link>
		<comments>http://hnwlifeinsurance.com/life-insurance/should-i-use-a-libor-or-prime-based-loan-for-life-insurance-premium-financing/#comments</comments>
		<pubDate>Sat, 19 Jun 2010 11:36:12 +0000</pubDate>
		<dc:creator>Jason Mericle</dc:creator>
				<category><![CDATA[Life Insurance]]></category>

		<guid isPermaLink="false">http://hnwlifeinsurance.com/?p=137</guid>
		<description><![CDATA[There are 4 different LIBOR rates (1-month, 3-month, 6-month, and 12-month). Most life insurance premium finance LIBOR based loans utilize the 1-month or 12-month rate. The selected rate determines how frequently the rate is adjusted. If your premium finance loan is based on 1-month LIBOR your borrowing rate will adjust every 30-days.]]></description>
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